My wife and I opened our joint checking and savings accounts with Bank of America (in La Jolla, CA) about four years ago, well before I founded the management company. We opened a Uniform Transfers to Minors Act (UTMA) account there for our daughter shortly after she was born. We have fifty dollars a month transferred into that account automatically to kick-start her college fund; that is pretty much the extent of the activity in the account. If the funds you have on your Crypto account are less than the minimum withdrawal limit, then you might need to send the crypto to an external wallet instead. After you have closed your accounts, you are welcome to use our services again by signing up as a new user. We will how to deposit funds into cryptocom not be able to reactivate your account after it has been closed.